Use Your HSA/FSA on Prescription Eyewear

In most cases, HSA/FSA funds can be used on:

• Prescription eyeglasses
• Prescription sunglasses
• Single vision and multifocal lenses
• Hi-index lenses
• Polycarbonate lenses
• Blue light filter lenses (with prescription)
• Photochromic / Transitions® lenses (with prescription)
• Anti-reflective and premium coatings on prescription lenses

If your prescription goes in the lens, it typically qualifies.

Note: Eligibility may vary by plan. Always check with your HSA/FSA administrator if you’re unsure.

At Concierge Optical, you can generally use your HSA/FSA on:

• Complete prescription glasses (frame + lenses)
• Prescription sunglasses
• Lens upgrades and coatings on prescription lenses
• Replacement prescription lenses for your existing frames

Non-prescription items, accessories, and purely cosmetic products may not qualify under some plans.

Paying with your HSA/FSA card is simple — just like using any other debit or credit card.

1. Add your prescription glasses to cart.
2. Go to Checkout.
3. Enter your HSA or FSA debit card information as the payment method.

You’ll receive an itemized receipt by email, which you can keep for your records or submit to your plan administrator if needed.

You can still place your order now to use your HSA/FSA funds — and send us your prescription later.

After ordering, you can:

• Upload a photo of your prescription (our AI will extract it)
• Upload a file (PDF, JPEG, PNG)
• Enter it manually once you have it
• Email it to us later (we’ll remind you)
• Use the prescription we already have on file from a previous order

We’ll always need a valid prescription before we manufacture your lenses, but you don’t have to delay your purchase to lock in your benefits.

Yes. If you prefer, you can pay with a regular debit or credit card, and we’ll still send you an itemized receipt you can submit for reimbursement from your HSA/FSA plan.

After your purchase, you’ll receive:

• An itemized receipt showing frames, lenses, and coatings
• Order details you can share with your HSA/FSA provider if requested

If you ever need additional documentation, just reach out — we’re happy to help.

Many HSA/FSA plans reset at the end of the plan year. If you don’t use your funds, you may lose them.

That makes prescription eyewear one of the smartest, most practical ways to use your benefits — especially toward the end of the year.

Always confirm your plan’s rules and deadlines with your HSA/FSA administrator.